Walmart Prepaid Visa Card Activation

Below is my most updated list of all ways to Save Money Online. Youll find how to save money on various methods whether its a cell phone bill, cable or internet. Walmart%20Credit%20Card%20Account%20Page2.PNG' alt='Walmart Prepaid Visa Card Activation Phone Number' title='Walmart Prepaid Visa Card Activation Phone Number' />What You Need to Know Before Using this Prepaid Card. The Green Dot Card is the biggest prepaid card in the U. S. with 4. 2. 8 million active cards currently issued. When you use a prepaid card, you must have money loaded onto it before you can use it, and it does not provide you with the opportunity to build credit history. Rather, prepaid cards often serve as a substitution for traditional checking accounts. Many prepaid cards come with hefty fees. When you cant get a checking account with a traditional financial institution, unfortunately you are usually subjected to charges that you wouldnt normally encounter at a bank. These fees are commonly referred to as poor tax. If you must use a prepaid card, the Green Dot Card isnt your worst option, but youll want to read on to make sure you know all the ins and outs of dodging its fees. Overview of the Green Dot Card. Options to load money Direct deposit With the Green Dot Card, you can set up direct deposit for Paychecks. Social Security benefits. Veterans compensation and pension benefits. Supplement Social Security Income SSIFederal Civil Service Benefits such as retirement or annuities. Direct deposit comes with no fees, but you are limited to only having 2,5. Walmart Prepaid Visa Card Activation' title='Walmart Prepaid Visa Card Activation' />If your paycheck or benefits exceed this limit, you can make a request for an exception to be made. Walmart You can also put money on your card by cashing your check at Walmart. Walmart charges a 3 fee on all check to card transactions up to 1,0. This fee is in addition to the 3. Green Dot charges. Walmart Prepaid Visa Card Activation' title='Walmart Prepaid Visa Card Activation' />Investing 7302013 1225PM 313,205 views Monthly Fees, Purchase Fees, Reloading Fees The Best And Worst Prepaid Cards. If youre looking for a way to more effectively budget for fuel costs, a prepaid fuel card may be worth considering. They are also ideal for young drivers, rewards. If youre looking for one of the best prepaid debit cards, the Bluebird card by American Express and Walmart is an alternative to a checking account. Reviews, rates, fees and customer service info for the AccountNow Prepaid Visa Card. Compare to other cards and apply online in seconds. Deposit cash You can deposit cash at select financial service centers and retailers across the country. You will be charged reload fees, which can be as high as 4. Deposit checks. If you want to avoid the fees at Walmart, you can cash your checks via Green Dots mobile app. It should be noted that you will not have access to these funds for up to ten business days, though. Money. Pak You can purchase a Green Dot Money. Pak, which is a card that will allow you to load money onto your personal card. This option comes with a 5. Deposit cash into Paypal You can use Green Dot to deposit cash into your Pay. Pal account at select retailers. There is a 3. 9. Use your tax refund During certain times of year, you can direct deposit your tax refund onto your Green Dot Card. The timeframe for this service is limited though in 2. May. Because many people may not file taxes until after the standard mid April filing deadline, this option may not be available when you file. How to access your account App or Online Green Dot has an app available for smartphone users. From this app, you can access transaction history, register your new card or order an additional card for your account with an authorized user. This app is available on both Android and i. OS. Text alerts You can check your balance and recent deposits through text. Make sure you know if your cell carrier has any charges for this service before utilizing it. Other ways to use your account besides swiping at checkout Pay bills online While the cardholder agreement explicitly forbids setting up recurring transactions, you can pay your bills online for no fee. Just make sure they are one time transactions and not set up to come out regularly. Transfer money You can send money to and from others with Green Dot Cards via mobile for no service fee. Fees for paper checks If you need paper checks, you can order them for 5. How it Works. Step 1 Apply In order to open a Green Dot Card, you will need to either buy a temporary card at a participating retailer or financial service center, or get the process started online. When you apply online, you will be issued a temporary card number, but it cant be used at places that require you to have a physical card in order to make a purchase. This is a non issue when you apply for Green Dot in person as the temporary card will be physical. Step 2 Register the account. In order to get a permanent card, you will have to register your account. You will have to provide personal details to verify your identity, such as your name, Social Security number, address and date of birth. Step 3 Activate personalized card. After you have registered, Green Dot will send you a personalized card in the mail. Download Information Technology Project Management. You will then need to follow activation instructions in order to start using your account. You will be able to use your card where Visa or Master. Card is accepted depending on which you are issued, and youll also be able to use it to withdraw cash from ATMS. As discussed above, you can also use your account to transfer money to others with a Green Dot Card or pay bills online fee free. The Fine Print. This card does come with a lot of fine print, and youre going to want to review all of it before opening an account. Direct Deposit. While Green Dot boasts that you can get your paycheck or benefits a full two days early when using direct deposit, that is by no means a guarantee. First, the institution paying you money must give Green Dot a notification that they intend to pay prior to actually paying you. Then, Green Dot must elect to put those funds in your account two days early. To further complicate matters, just because you have received your paycheck or benefits two days early in the past, there is no guarantee that you will continue to receive them two days early in the future. Its a wait and see game each and every time. WARNING Know that your employer cannot legally require you to receive your paycheck via a prepaid card. If the direct deposit transfer is irregular or there is a transmission error, you may not be able to access your funds for a full five days after their deposit. You can only deposit up to 2,5. Green Card may make exceptions on a case by case basis. Max Transaction and Balance Limits. On any given day, you can only spend 2,5. Green Card. That is also the max youre allowed to have in your account, unless an exception has been made for you because of direct deposit. Youre only allowed to take out 4. ATM, however, the ATM youre using may have limits that are even more stringent. First Load at Retailer. The first time you load money onto your card at a retailer, you must load at least 1. The retailer may or may not have stricter policies for the initial load. Also remember that when you load your card at a retailer, you will incur a fee. Authorized Users. You can have an authorized user on your account, and he or she will be issued a separate card. The card number and funds will be the same as yours, though, and you are solely responsible for any spending, charges or fees that they rack up. The authorized user will not be able to load funds onto your card. In order to remove an authorized user, you will have to close your entire account and open a new one. Using Your Card to Make Specific Purchases. In some situations, youll have to use your card in precise ways. For example, if youre getting gas, you can only use your Green Dot Card as a debit card with your PIN at the pump. If you want to pay credit, youll have to go inside. In other situations, Green Dot may put a hold put on your card. That means that a certain amount of funds are frozen and you cant use them, even if they exceed the actual transaction amount. This commonly happens when you make a huge purchase, such as reserving a hotel or car rental. It can also happen when you go out to a restaurant Green Dot may reserve additional funds in case you decide to leave a non cash tip. These funds can be frozen for up to 9.